21300 E 42nd Ave Denver, CO 80249
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About this home
Welcome to 21300 East 42nd Avenue—a beautifully maintained 2-bedroom, 2.5 bath home in the heart of Green Valley Ranch. This inviting residence boasts an open floor plan filled with natural light, a spacious kitchen with ample cabinet space, and a fenced backyard—perfect for entertaining, gardening, or simply unwinding in your private oasis. Prime Location & Community Perks: Nestled in a vibrant neighborhood, this home offers easy access to Denver International Airport, making it ideal for airline professionals and frequent travelers. Commuting is effortless with major highways nearby, ensuring a smooth drive to downtown Denver. Green Valley Ranch is known for its strong community atmosphere, featuring parks, walking trails, and recreational centers. Outdoor enthusiasts will love the proximity to Green Valley Ranch Golf Club, Parkfield Lake Park, and the Rocky Mountain Arsenal National Wildlife Refuge. Shopping, dining, and entertainment options abound with The Shops at Northfield, Stanley Marketplace, and local eateries just minutes away. Whether you're a first-time homebuyer, downsizing, or seeking a lucrative investment property, this home is move-in ready and positioned in a thriving community. Home qualifies for many lender programs for down payment grants. Schedule your showing today... All information provided in this listing is deemed reliable but not guaranteed. Buyers are encouraged to conduct their own due diligence, including verifying property details, neighborhood conditions, and financing options. Seller and listing agent assume no responsibility for errors, omissions, or changes in availability.
Source: RECO #6624547
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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