2133 Lucerne Ln SE Smyrna, GA 30080
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About this home
Tucked within a private community of just 49 homes surrounding a picturesque town green with gazebo, this low maintenance all-brick, residence blends timeless architecture with modern comfort. Over 3,500 square feet, 4 bedrooms, and 3.5 baths, every detail blends architectural elements and modern sophistication. Inside, soaring 10-foot ceilings on main and 9-foot ceilings upstairs add to the spaciousness of the home. A gracious office/living room provides an ideal work-from-home retreat. The traditional gourmet kitchen features a gas range, commercial-sized refrigerator, and walk-in pantry, opening to a spacious breakfast room and large dining room perfect for entertaining. French doors extend the living space outdoors to the covered patio with a grilling station, infrared heaters, TV and Fireplace, overlooks the small, private yard, which is maintained by the HOA. Upstairs, the oversized owner's suite includes a sitting area, custom closet and a luxurious bath with double vanities, a jetted whirlpool tub, and a large walk-in shower. Two secondary bedrooms share a Jack-and-Jill bath, while the fourth enjoys its own ensuite. Beautifully manicured landscaping out front and the enchanting backyard, includes two charming garden gates with lead to the front and side of the house, along with a private rear-entry, 2 car garage with epoxy floor coating, complete the features of this remarkable home. Enjoy low Cobb county taxes while being only minutes from upscale shopping and dining. From Smyrna Market Village to Vinings with its unique shops and restaurants, West Midtown and the Airport, it's one of the most coveted locations and provides a lifestyle of distinction. This property is truly a must-see.
Source: FMLS #7644632
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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