21334 Sage Brush Ln Mokena, IL 60448
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About this home
Look!! It is an entertainer's paradise seamlessly blended with the tranquility of a private oasis in this 5 bedroom, 3.5-bathroom oversized raised brick ranch. Nestled on a sprawling corner lot, this residence spans 6700 sqft of pure creativity, redefining what most assume a Ranch-style home is. You won't even miss having a second level! As you step inside, be captivated by the three-season room embraced by an Acre lot with mature trees, overlooking the expansive in-ground heated pool, outdoor seating, and a private firepit seating area that extends beyond the pool gates. Large enough land to add a pool house maybe? The sunset views are unbelievable! Indulge in luxury as the master bedroom provides direct access to a Jacuzzi, creating a seamless connection to your very own backyard oasis. The interior boasts an inviting eat-in kitchen with Brazilian cherry wood floors, complemented by plush NEW carpeting throughout. There are three large bedrooms on the main level, and two large bedrooms on the lower level. There is also a room that can be a small 6th bedroom, office, or a closet. A fully finished lower level awaits, featuring a commercial sized dry bar, a bedroom with windows (currently used as a gym), professionally installed Karaoke stage, another large bedroom (used as an office currently), and a home theater. This home is perfect for hosting unforgettable gatherings. Immerse yourself in the opulence of high-end light fixtures, creative accent walls, and a master bath adorned with a soaker jet tub and his-and-her sinks. There is a new commercial gas sauna with a steam function, reaching a blissful 150 plus degrees effortlessly that stays with the home. Updates abound, from fresh paint throughout to a new double-load smart and high end washer/dryer, plus a barely used smart double oven. The 3.5-car garage is equipped with an EV charger, a modern convenience that stays with the home plus plenty of storage. Enjoy stunning subdivision lake views from the living room, transforming this residence into your personal oasis on one floor - and an impeccable entertainer's haven on the lower level. This home has RING smart technology throughout inside and out for the extra comfort of security. Don't miss the chance to make this extraordinary property your own: where luxury, entertainment, and tranquility converge in perfect harmony. Must see to appreciate! Lincoln-Way Schools.
Source: MRED #12491460
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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