2134 Wedgewood Dr Matthews, NC 28104
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About this home
Best deal with acreage in Weddington! Homeowner has spent thousands on upgrades & improvements: New Roof (2024), new gutters, New Appliances (2023), Upgraded Water filtration system, encapsulated crawlspace, HVAC air purification scrubber upgrade, many more updates (over $30K) throughout! $5000 credit offered too! Use that to personalize, upgrade or buy down a rate! Don't miss this home in Weddington, nestled on over 3 wooded acres, offering charm and great space inside & out! Elegant trim work create a timeless, welcoming feel. The formal dining room is perfect for entertaining, while the kitchen features crisp white cabinetry, a large island, granite countertops, new appliances w/ customizable panels and plenty of prep space. Enjoy morning coffee in the breakfast nook with bay window views of the lush backyard. The bright great room with french doors offers built-ins, a cozy fireplace, and access to the screened porch and expansive deck. The primary suite includes a spa-like bath with soaking tub, dual vanities, tiled shower, and walk-in closet. Two additional bedrooms, a full bath, & a large bonus/flex room provide room for everyone. Outside, unwind on the custom deck, paver patio, or private walking trails. NO HOA!
Source: CANOPYMLS #4280022
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.