2136 Brock St Keego Harbor, MI 48320
Your savings
About this home
Experience lake-area living just steps from Cass Lake with this beautifully maintained home, built in 2009, offering a well-designed layout and comfortable everyday living. From the moment you step inside, you’re welcomed by 9 ft ceilings and an open-concept main level that feels spacious, bright, and inviting. The kitchen features granite countertops, stainless steel appliances, and flows seamlessly into the dining area and large great room with a gas fireplace, making it ideal for both daily living and entertaining. Upstairs, the primary suite provides a private retreat with a tray ceiling, generous walk-in closet, and full bath. Additional bedrooms offer flexibility for family, guests, or a dedicated home office. A second-floor laundry room adds convenience, and the home includes excellent storage options throughout. Large windows allow natural light to fill each room, while neutral finishes make it easy to move in and make your own. Recent updates enhance both comfort and functionality, including new lighting in 2024, a water heater installed in 2022, and a reverse osmosis water filtration system added in 2024. Outdoor living is just as enjoyable with a spacious deck that extends your living space during warm months—perfect for grilling, dining, or relaxing with seasonal views of Cass Lake. Located in a highly desirable lakeside neighborhood, residents enjoy exclusive access to Willow Beach along with a private boat launch, making it easy to enjoy boating, paddleboarding, kayaking, swimming, and year-round lake recreation. BATVAI
Source: REALCOMP #20251049090
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.