2137 Curtis Dr Waco, TX 76710
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About this home
Welcome Home to 2137 Curtis Drive — a charming 3-bedroom, 2-bath home nestled in a quiet, established Waco neighborhood. This well-maintained property features an open, inviting floor plan filled with natural light, a spacious living area, and a functional kitchen perfect for large gatherings or entertaining. The primary suite offers comfort and privacy with its own en-suite bath, while two additional bedrooms provide flexibility for guests, or a home office. Outside, enjoy a large fenced backyard complete with a storage shed is an ideal workshop area complete with electric or storage space for tools, hobbies or extra seasonal belongings. There is a second smaller shed perfect for lawn care storage and equipment. This home is conveniently located near shopping, dining, schools, and Baylor University. This home blends comfort, practicality, and Waco charm located in an established neighborhood lined with large mature trees. This home has been meticulously maintained offering peace of mind with larger necessary items updated. Including granite counter tops in the kitchen, a roof with a lifetime warranty, new windows through out to maintain energy efficiency and newer blown in attic insulation. The interior recessed lights have been updated, extra plugs added in the garage workshop space along with newer LED lighting. This home is move in ready. So if you love interior design but don't want the headache of remodel and scary unknowns this is this home is the perfect canvas to let your creativity flow. Call today to learn more or schedule your private tour! Some photos are virtual renderings for spatial options.
Source: NTREIS #21099711
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.