2137 Sunrise Blvd Fort Myers, FL 33907
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About this home
//Highlights-Centrally located in The Villas, this flexible single-family home offers unbeatable access to shopping, dining, RSW Airport, state colleges, and beaches; all while avoiding major roadways. Features include dual work-from-home spaces, a private suite ideal for multi-generational living, and strong investor potential. Enjoy multiple patios, tropical landscaping, and a fenced yard in one of Fort Myers’ most convenient and established neighborhoods.// Welcome to “The Villas”, one of Fort Myers’ most established and best-kept residential communities, known for its tree-lined streets, friendly neighbors, and central location. With more than 1,400 single-family homes, The Villas offers a rare combination of peaceful living and unbeatable access to everything Southwest Florida has to offer. From this address, nearly every local attraction is just minutes away. Restaurants, shopping centers, and grocery stores are within a five-minute drive. RSW International Airport, two state colleges, major medical facilities, and the area’s world-famous beaches are all about twenty minutes away, yet homeowners here enjoy the comfort of avoiding the area’s busiest roadways. It’s the kind of location that quietly saves time every day. Inside, the home’s thoughtful layout supports today’s flexible lifestyles. A separate den or study provides a quiet setting for remote work, online learning, or a creative studio. The spacious family room can easily become a second office, a game area, or a client-friendly workspace. Together, these spaces create a “big opportunity for anyone who works from home” or runs a small business – comfort, privacy, and productivity all under one roof. For those with extended family or guests, the home offers excellent “multi-generational living potential”. A private bedroom with its own entrance and half bath creates independence while keeping loved ones close. It’s ideal for aging parents, college students, or visiting family who appreciate having their own space and easy access. Investors will also recognize the “value opportunity” here. Properties in The Villas maintain strong rental demand due to the neighborhood’s central location, lack of HOA restrictions, and established community reputation. With some light updating, this home could offer immediate rental income or serve as a smart long-term equity play.Outdoor living is a highlight. Multiple patio areas invite gatherings, morning coffee, or quiet evenings surrounded by mature tropical landscaping. The fenced yard is private and pet-friendly, featuring a no-mow design, fruit trees, and two storage sheds – perfect for gardening tools or hobby projects. Homes in The Villas rarely combine this much flexibility, location, and lifestyle potential. Whether you’re working remotely, investing for the future, or bringing family together under one roof, this property offers options that truly stand out in today’s market. Discover how convenient and comfortable life in The Villas can be.
Source: FORTMYERS #225040675
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.