2139 Rivanna Way Edmond, OK 73034
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About this home
Nestled in one of East Edmond’s most coveted communities, Bella Terra, this stunning 4-bedroom, 3.5 bathroom home has a spacious upstairs bonus room with half bath and offers a rare blend of comfort, style, and modern upgrades that are sure to impress. From the moment you arrive, the extensive landscaping will capture your attention. Started in 2023, the outdoor oasis features a beautifully designed stone patio, a charming pergola perfect for entertaining, and eight mature trees that create a serene, park-like setting. Inside and out, the home has been meticulously maintained and thoughtfully upgraded. Recent enhancements include fresh paint throughout, a newly installed fence enclosing most of the property with three access gates, and a premium Halo 5-stage water softener system. A new roof and gutter system with guards were installed in 2023, offering both function and peace of mind. For added security and convenience during Oklahoma’s stormy seasons, the property is equipped with a powerful 22 kW Generac generator and a whole-home surge protector. In 2024, the downstairs HVAC system was replaced with a top-of-the-line Lennox 24 SEER ultra-efficient unit, backed by a 12-year extended warranty. To maximize energy efficiency, the attic insulation has also been upgraded to R-38. If you don't need a fourth bedroom, convert and use the front downstairs bedroom as a dedicated study! With its beautiful hardwood floors, versatility for this room is abundant! This home is more than just move-in ready—it’s been thoughtfully enhanced with high-quality updates that you won’t find elsewhere. With too many improvements to list, this is truly a must-see property. Schedule your private tour today and experience the unmatched beauty and comfort of Bella Terra living.
Source: MLSOK #1171042
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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