21395 State Highway 243 Idyllwild, CA 92549
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About this home
Scenic Solar-Powered Lodge. Just a short drive from town, this beautifully remodeled single-story lodge offers panoramic views and an ever-changing sky especially stunning when the clouds roll in. Powered by solar energy and fed by a well, this sustainable retreat blends modern design with rustic charm.Inside, large windows flood the space with natural light, highlighting hardwood floors, vaulted ceilings with exposed beams, and thoughtfully selected fixtures throughout. The open-concept living and dining areas are anchored by a striking floor-to-ceiling river rock fireplaceperfect for cozying up on cooler nights. Central heating ensures comfort year-round.The kitchen features stainless steel Bosch appliances, a sleek white tile backsplash, and granite countertopsideal for everyday living or entertaining. Each bedroom and bathroom offers unique touches, creating a warm, inviting feel throughout. The office/den features vaulted ceilings and a separate entrance to the outdoors, while the primary suite includes double glass doors opening to the backyard, wainscoting, and a charming knotty pine ceiling.Beyond the main lodge, the property boasts a separate, highly-rated glamping experience: a safari tent with its own private entrance, 3/4 bathroom, deck with BBQ, sink, and hot tub an ideal setup for guests or added income potential.Whether you're looking for a peaceful home, this exceptional lodge delivers. VA Loan is assumable per seller.
Source: CLAW #25551203PS
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.