214 Lee St Front Royal, VA 22630
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About this home
Charming 1909 Historic Home with Modern Comforts, Prime Location in a welcoming neighborhood, this home is just a short walk to downtown shops, restaurants, churches, and a movie theater. Outdoor enthusiasts will love being less than a mile from the Shenandoah River, scenic walking trails, and Skyline Drive, offering easy access to hiking, picnicking, and breathtaking mountain views. Step into timeless elegance with this beautifully maintained 1909 historic home, brimming with character and warmth. You'll fall in love with the antique heart of pine flooring, stately stained oak trim, original pocket doors, and charming servant stairwell—all hallmarks of a bygone era. Relax on the inviting front and back porches, perfect for quiet mornings or evening gatherings. Tastefully updated to blend old-world charm with modern convenience, the kitchen features hickory cabinetry, granite island, and stainless-steel appliances, dual staircases enhance the charm of this historic home. A spacious upstairs, updated HVAC, central AC, dual heat pumps, provide comfort and efficiency throughout the year. The flexible floor plan offers plenty of room to live and grow, with 4 bedrooms. One of the -bedrooms, has been transformed into a functional laundry space, while still offering enough room to accommodate a home office setup or reconvert it into a partial bedroom. A wonderful bonus for the growing family is a fully finished 350 sq ft attic space. The large, fully fenced backyard is a true retreat—an above ground swimming pool. Over 600 sq ft of deck space with a hot tub gazebo just off the kitchen and living areas. Making summer entertaining, family fun, or relaxing in privacy. The backyard is fully fenced lot is approximately 0.40 acres (17,598 sq ft). A rare blend of history, comfort, and lifestyle—this one has it all.
Source: BRIGHT #VAWR2012574
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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