2154 Lake Christie Dr Orlando, FL 32809
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About this home
Lakefront living in the heart of Orlando! Enjoy serene views of spring-fed Lake Roger from this charming 3-bedroom, 1.5-bath home offering 1,568 sq. ft. of well-maintained living space. Custom-built in 1990, this property sits on a quiet, no-through street with no HOA and a spacious backyard that gently slopes to the water. The outdoor area is a true highlight, featuring an 18x10 wood deck, 33x18 concrete patio, and 12x12 covered entertainment space complete with a built-in sink, prep counter, and mini fridge—perfect for gatherings by the lake. A 12x16 shed provides ample storage, and mature fruit trees offer shade and tropical character. Recent upgrades include a new roof, paid-off solar panels, and new energy-efficient windows that improve comfort and lower utility costs year-round. Inside, you’ll find a bright, comfortable layout with a screened front porch, a welcoming living room, and a large family room with picture windows overlooking the lake. The kitchen features granite countertops and opens to the dining area, with a convenient side door leading to a walkway and space for a future carport. All bedrooms are tucked along a private hallway, and the oversized laundry room includes additional storage and access to the back porch. A rare bonus is the reinforced 4x8 concrete-block storm shelter, accessible from the primary bedroom closet and offering a secondary exit to the side yard—providing both safety and peace of mind. Located just minutes from the Florida Mall, Orlando International Airport, theme parks, Valencia College, Mid-Florida Tech, and major highways including 528, I-4, the Turnpike, and SR 417, this home offers a rare opportunity for affordable lakefront living. Whether you’re seeking a peaceful primary residence or a weekend retreat, this property perfectly blends privacy, nature, and convenience.
Source: STELLAR #O6355872
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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