21548 Violet Periwinkle Dr Land O Lakes, FL 34637
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About this home
Welcome to this stunning pool home, perfectly located in one of the most desirable and convenient areas of Land O’ Lakes. Dive into your own oversized private heated salt generated chlorine pool, complete with water bubblers features, extra decking, LED lighting, and a durable screened enclosure—all overlooking breathtaking sunsets and a peaceful conservation backdrop. The home is surrounded by beautifully upgraded landscaping and features a full irrigation system in both the front and back yards. This gorgeous three-bedroom, three-bath home with an office offers a smart, functional layout that feels both open and inviting. As you enter, you’re welcomed by a spacious bedroom with its own private bathroom, followed by wide hallways enhanced with modern upgraded lighting and elegant crown molding. The open office with French doors provides a perfect space for work or study, while the main living area opens up to a bright and airy great room seamlessly connecting the living, dining, and kitchen spaces. The kitchen is a true showpiece, featuring a large island with beautiful finishes, stainless steel appliances, a built-in microwave and thermal wall oven, a modern stainless-steel exhaust fan, and a convenient kitchen water filter. The open-concept design is perfect for entertaining family and friends, while the spacious living areas are adorned with stylish ceiling fans and high-quality finishes throughout. The master suite is a luxurious retreat with dual sinks, an oversized walk-in shower, and ample closet space. Each of the three bedrooms offers a functional layout and generous storage, ensuring comfort for every member of the household. Energy-efficient dual-pane windows provide peace of mind and long-term savings. Living in Connerton means you’ll enjoy resort-style amenities, including walking trails, a state-of-the-art fitness center, tennis and pickleball courts, a clubhouse, and a variety of community events and activities for all ages. With top-rated schools nearby and every convenience just minutes away, this location truly has it all. Why wait for new construction when this fully upgraded, move-in-ready home is waiting for you? Save time and money on post-purchase improvements and come see for yourself why this Land O’ Lakes gem is the perfect place to call home.
Source: STELLAR #TB8443248
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.