216 Johns Creek Ln Stockbridge, GA 30281
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About this home
Situated on a 1 ACRE lot in a quiet CUL-DE-SAC, this beautiful three-sided brick home on a FULL FINISHED BASEMENT offers timeless curb appeal, abundant living space, and amenities that include a resort style pool and tennis courts. With a three-car side-entry garage, extended parking pad, and spacious driveway complete with a basketball hoop, this home provides both elegance and function for everyday living. Professional landscaping, a sprawling lawn, and a covered double-door entry set the tone for what’s inside. Step into the two-story foyer, where hardwoods and crown molding flow into a formal dining room with wainscoting and a formal living room (or home office), both highlighted by charming bay windows. The heart of the home is the two-story family room, boasting a wall of palladium windows, a striking stone fireplace, and an abundance of natural light. The chef’s kitchen is equally impressive with stainless steel appliances including a double wall oven, tile backsplash, breakfast bar, center island, and plenty of counter space. From here, enjoy direct access to the deck for seamless indoor-outdoor living. A main-level en-suite bedroom with full bath access is perfect for guests. Upstairs, the primary suite is a true retreat featuring double tray ceilings, a cozy fireplace, French doors leading to a private deck, an expansive walk-in closet plus two additional closets, and a luxurious bath with a jetted tub, double vanity, and frame-less shower with a rainfall shower head. Three additional bedrooms share a well-appointed Jack-and-Jill bath. The full finished basement offers incredible flexibility with sleek marble-like tile floors, full bathroom, multiple bonus areas for a billiards area, media room, or second living space, with two potential bedrooms. With walk-out access to the backyard, this level could easily be extended with a patio for the perfect private apartment or in-law suite setup. Outdoors, enjoy wooded views, a tranquil creek bank, and a spacious yard with a fire pit, perfect for gatherings. Stairs from the main-level deck make the backyard easily accessible for entertaining or relaxing. Just outside the hustle and bustle while still being conveniently located near schools, major highways for an easy commute, park and recreational facilities, as well as grocery option. This home combines classic style, functional design, and a prime location, making it an opportunity you won’t want to miss!
Source: FMLS #7642079
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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