2161 Cloverfern Way Haslet, TX 76052
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About this home
Priced to SELL!! From the moment you walk through the front door, this home invites you to settle in and stay awhile. A beautiful entryway leads to a spacious office filled with natural light and French doors—perfect for working from home, creative projects, or quiet focus. The open-concept living area is the heart of the home, where a cozy fireplace anchors the living room and flows effortlessly into the kitchen and breakfast room. The kitchen is designed for both daily ease and entertaining, featuring a large island with barstool seating, ample cabinet & counter space, and a built-in wine fridge for relaxed evenings or weekend hosting. The primary suite is a true retreat, with plenty of room for a sitting area, plus an en-suite bath featuring dual vanities, a garden tub, and a separate shower. A second bedroom and full bathroom are also conveniently located downstairs—ideal for guests, multigenerational living, or flexible space. Upstairs, two more bedrooms and another full bathroom offer plenty of room to grow. A versatile loft makes the perfect second living area, and a dedicated media room is ready for movie marathons, game nights, or your own personal theater setup. Step outside to a large backyard that backs to the greenbelt, offering peaceful views, wide-open skies, and space to make your own. The covered porch with a ceiling fan is ideal for unwinding, dining outdoors, or watching the sunset stretch across the Texas horizon. Thoughtfully designed and full of possibility, this home offers space, flexibility, and a setting that feels like your own private escape.
Source: NTREIS #20972733
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.