21645 Jobs Peak Rd Cedarpines Park, CA 92322
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About this home
Nature Lovers Dream Home in Cedarpines Park Now $639,500! Escape to your private mountain retreat, just a couple hours from the Los Angeles area, where modern comfort meets serene natural beauty. Nestled on 0.42 acre of flat, usable land across two separate lots, this stunning property offers endless possibilities for expansion, investment, or creating your dream outdoor oasis. With street-to-street access from Jobs Peak Rd and Hilltop Ln, youll enjoy ultimate privacy and versatility. Inside the Home: Step into a warm and inviting living room featuring a charming freestanding rock fireplace. The modern kitchen boasts sleek granite countertops and stainless-steel appliances, while the large deck off the main floor is perfect for sipping morning coffee or soaking in breathtaking sunsets. Upstairs, youll find a cozy sitting area, two comfortable bedrooms, a shared bath, and a spacious master bedroom with a private bathroom. The lower level is a haven of possibilities, offering a family/media room with a freestanding gas fireplace, a large storage area, and an attached ATV garage with a separate entrance. Whether youre looking for a multi-generational living space, a hobby room, or a private guest suite, this area has you covered. Outdoor Paradise: Embrace sustainable living with ample space for a micro-farm, complete with room to grow your own food, raise chickens, or cultivate a dream garden. The fully fenced yard features natural landscaping, a spacious garden area, and a storage shed. Relax on expansive outdoor decks while taking in stunning views of city lights and surrounding ridgelines, or enjoy the peace and tranquility of your mountain sanctuary. Convenience Meets Versatility: This home is designed for easy living, with a two-car enclosed garage, covered carport, RV parking, and plenty of additional parking space. Located just 5 miles from Lake Gregory and downtown Crestline, youll have access to outdoor adventures, dining, and shoppingall while enjoying the quiet charm of Cedarpines Park. Priced below RVM and appraised value, this incredible property is a rare find. Whether youre looking for a peaceful lifestyle, a family-friendly home, or an investment opportunity, this is your chance to own a slice of mountain paradise. Dont miss outschedule your showing today!
Source: SANDIEGO #IG25126076
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.