2168 Stonewood St Mentone, CA 92359
Your savings
About this home
Welcome to 2168 Stonewood St., Mentone, CA 92359 4 bedrooms| 2 1/2 Baths | 2,786 Sq Ft | 7,200 Sq Ft Lot | Owned Solar | Built in 2007 Tucked into the scenic hills of Mentone, this stunning residence offers the perfect blend of comfort, beauty, and lifestyle. With 2,786 square feet of thoughtfully designed living space, 4 spacious bedrooms, and 2 1/2 bathrooms, there’s room for everyone to live, work, and unwind. From the moment you arrive, you’ll be greeted by a charming front yard anchored by a tranquil water fountain — a hint of the serenity that awaits inside and out. Step into your private resort. The backyard is a showstopper, built for both relaxation and entertaining. A natural rock waterfall flows into a sparkling pool, complete with built-in seating tucked beneath the stone. Nearby, a gas fire pit invites cozy evenings under the stars, while the attached spa offers a peaceful retreat surrounded by the soothing sound of falling water. Lush landscaping, mature fruit trees, and a green hillside behind the property provide beauty and privacy in equal measure! Other highlights include: Owned solar panels for energy efficiency and low utility bills 2 car garage Family-friendly neighborhood with top-rated schools Peaceful location with a true sense of community Included in the sale of this epic home is a whirlpool refrigerator side-by-side and Epson projector TV with Bose surround sound !!! This is more than a home — it’s a lifestyle upgrade. 2168 Stonewood St. is a rare opportunity in one of Mentone’s most desirable neighborhoods. Come see it in person. Your private paradise is waiting.
Source: CRMLS #CV25145030
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.