21683 Wo He Lo Trl Chatsworth, CA 91311
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About this home
Welcome to 21683 Wo He Lo Trail - a newer Chatsworth residence that offers space, comfort, and modern upgrades without compromise. In a market where homes at this price often mean smaller square footage, dated finishes, or awkward layouts, this one flips the script entirely. You're getting over 2,000 square feet, three full bedrooms each with its own private bathroom, and a functional, well-designed layout across multiple levels. On the first level, you'll find a private bedroom with its own bath perfect for guests, in-laws, or anyone who prefers to avoid stairs. This floor also includes a dedicated laundry area, a two-car garage, and plenty of smart closet space, making day-to-day living simple and organized. Head up to the main level, where an open-concept kitchen, dining, and living area invites both gatherings and relaxation. The kitchen offers wraparound cabinetry, newer appliances, and a very open layout that can be customized to your needs from a big family dining table to an intimate coffee or wine bar by the window, enjoying hillside views. The powder room on this level adds everyday convenience, while the 18-foot ceiling in the living room brings in natural light and an impressive sense of space. It's the kind of volume you typically find in luxury homes not ones priced like this. Step outside to a flat, private backyard with a custom-built gazebo, ideal for weekend BBQs, quiet dinners, or a lazy Sunday nap in the shade. The upper level features two more bedrooms, both spacious and bright. The primary suite enjoys beautiful hillside views, a spa-style bathroom with dual vanities and a jetted soaking tub, and its own walk-in closet. The second upstairs bedroom also comes with its own bathroom and a walk-in closet the size of an apartment in West Hollywood - no exaggeration. Recent upgrades include new windows, a new water heater, and a solar + whole-home battery system improvements worth nearly $50,000, all paid off by the seller at closing. That means you'll enjoy energy efficiency, low bills, and peace of mind from day one. Located in Chatsworth, this home offers the best of both worlds - scenic hillside surroundings with quick access to the 118 freeway, parks, trails, and all the daily conveniences you need. With its newer construction, rare all-en-suite layout, dual-height living room, modern upgrades, and over 2,000 square feet of functional space, this home delivers a level of value that's hard to beat. Whether you're ready to move right in and unpack or add a few personal touches, one thing's for sure: at this price, you'll be the smartest buyer on the block. Don't miss your chance tour this home today!
Source: CLAW #25614015
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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