217 Austin Ct Centreville, MD 21617
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About this home
Nestled in the charming subdivision of Centerville, this exquisite Colonial-style residence offers a harmonious blend of elegance and comfort, perfect for those seeking a refined lifestyle. Built in 2013, this detached home boasts a generous 2,454 square feet of thoughtfully designed living space, ensuring ample room for relaxation and entertainment. As you step inside, you are greeted by a warm and inviting atmosphere. Natural light pours in through large windows, enhancing the inviting ambiance and showcasing the home's sophisticated design. The gourmet kitchen is a culinary enthusiast's dream, featuring high-end appliances and ample counter space, making meal preparation a delight. Whether hosting an intimate dinner party or enjoying a casual breakfast, this kitchen is sure to inspire your culinary creativity. Retreat to the spacious primary suite, a true sanctuary designed for relaxation. The en-suite bathroom offers a spa-like experience with luxurious finishes, providing the perfect escape after a long day. The full basement presents endless possibilities, whether you envision a home gym, a media room, or additional storage space. The outdoor area offers a serene environment for enjoying the fresh air and tranquility of the surrounding landscape. Parking is a breeze with a convenient driveway, ensuring easy access for you and your guests. The property is situated in a peaceful neighborhood, providing a sense of community while still being close to local amenities and attractions. This home is not just a place to live; it's a lifestyle choice that embodies luxury, comfort, and sophistication. Experience the perfect blend of modern living and classic charm in this stunning Centerville residence. Many upgrades between 2021-2025 to include stainless steel appliances (washer, dryer, dishwasher, wall oven, microwave and garbage disposal), septic pump in 2024, garage doors 2024, and driveway blacktopped. Your well maintained dream home awaits! Room and garage sizes are located in the photo section floor plans (note: the room dimensions and floor areas may be approximate so if important buyer should verify).
Source: BRIGHT #MDQA2015220
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.