2175 Ashton Dr Villa Rica, GA 30180
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About this home
“New Price, Same Beautiful Home – Don’t Miss This Opportunity!” Impeccably cared for one level Home situated within the sought after gated resort community of Fairfield Plantation. This delightful ranch-style home features three bedrooms and two bathrooms and is set on a generous . 63-acre parcel, providing space for RV parking. It boasts a roomy sunroom and a split-bedroom design, with the primary suite enjoying direct access to the sunroom. Attractive molding throughout adds to the home's charm. The recently updated kitchen includes granite countertops, a tile backsplash, a breakfast bar, a coffee station, and plenty of cabinetry, all complemented by beautiful hardwood floors. A spacious attic offers significant storage options. The backyard serves as a secluded oasis, enhanced with lovely landscaping and bordered by an inviting picket fence. It comes complete with an outdoor firepit and a large back deck, ideal for hosting gatherings or just spending time outdoors enjoying the private manicured yard.The roof, HVAC system, and water heater are all under three years old! The 2 car garage also features a storm shelter. This property has everything you need and is a must-see! Fairfield Plantation boasts numerous amenities, including an 18-hole championship golf course with a driving range, two swimming pools, a private beach, a marina, three lakes, a country club, recreational center, three lighted tennis courts, pickleball, a playground, and hiking and biking paths on nature trails. It is conveniently located near I-20 and Hartsfield International Airport. HOA fees can be paid monthly at $168 a month or annually,
Source: FMLS #7626383
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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