218 Deerview Trl Simpsonville, SC 29680
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About this home
READY for YOUR Move-in! Located in this tranquil newer community of large lots (~.6 acre) along the Reedy River in River Springs in Simpsonville, SC, this spacious Charleston-style ~3200sf 5BR/3.5BA home features a lovely floor plan! From the double front porch entry, step into an open design with all the bells and whistles! The main entertaining space here includes a beautiful kitchen opening to the breakfast and vaulted great room! This beautiful kitchen boasts a multitude of cabinetry, quartz countertops, lovely backsplash with under counter lighting, a gas stove top with range hood, fabulous pantry spaces including a large walk-in pantry, PLUS the huge eat-at center island! Attached through the butler's pantry is a spacious dining room (currently used as office space). Notice all the extra molding and detail throughout. Enjoy relaxing times in this great room with so much natural light, a gas log fireplace, and ship lap accent wall! This area leads to yet additional relaxation on the enclosed sunroom enroute to the long patio and large, fenced backyard. Backing to nature, this yard with designed for future pool space with the septic to the right and including a pool box waiting! The primary suite on the main level provides a wonderful retreat with dual closets, dual sinks, tile flooring, garden tub and separate oversized shower with dual showerheads! Tons of storage possibilities exist in this home! Upstairs is super sized as well with a loft area and FOUR more bedrooms(excellent closets) with two hall baths and a walk-in laundry room. Extra details in this beautiful home include ship lap and decorative trim, lvp flooring, ceiling fans, oil rubbed bronze fixtures, window blinds, a gas tankless hot water heater, side load garage, and MORE! All of this in such an easy location to the Simpsonville conveniences including a brand new Food Lion & Publix on the way, I385, and even I-185! Southern living was never so fine! Hurry home to 218 Deerview Trail TODAY! (Also, ask about special financing options!)
Source: GREENVILLESC #1571774
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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