218 Trillium Ave Summerville, SC 29483
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About this home
Welcome to 218 Trillium Avenue in Summerville, a move-in ready home that blends modern updates with a laid-back, Lowcountry lifestyle. This property has been thoughtfully upgraded with all the major improvements already in place, making it a true turn-key opportunity. A 3-ton 20 SEER high-efficiency HVAC system was installed in 2018 to keep the home comfortable year-round, while hurricane impact windows added in 2019 provide peace of mind and excellent energy efficiency. The roof was also replaced in 2019 with architectural shingles, ensuring lasting protection and style.Inside, the home offers an inviting atmosphere with luxury vinyl plank flooring throughout, combining durability with a clean, modern look. The kitchen has been updated with newer appliances,making it both practical and ready for entertaining. Smart light switches bring a touch of modern convenience to the home, while a Rheem gas tankless water heater paired with an attic ventilator ensures efficiency and comfort from top to bottom. With these updates already complete, this home is ready for you to move right in and start enjoying life. Life at 218 Trillium Avenue is all about ease and comfort. The neighborhood has a calm, friendly vibe, perfect for unwinding after a long day or enjoying time on the patio with family and friends. The spacious backyard offers a true blank canvas, ready for your dream garden, outdoor kitchen, or entertaining space. Just minutes away, you'll find the charm of downtown Summerville, with its local restaurants, coffee shops, boutiques, and year-round community events. The area is also known for its beautiful parks and highly regarded schools, making it a desirable place to call home. For commuters, quick access to I-26 makes trips into Charleston or to nearby employers convenient, while still letting you retreat to the peaceful pace of Summerville. 218 Trillium Avenue isn't just a houseit's a worry-free, turn-key home designed for modern living with a chill, welcoming vibe. All the big updates are already done; the only thing left is to move in and make it your own.
Source: CTAR #25026837
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.