21817 Dupree Dr Land O Lakes, FL 34639
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About this home
Priced competitively! Sellers have to relocate for work. This beautiful lakefront property sits on over an acre of land and offers peaceful views with your very own private dock with a sink and water hook up—ideal for enjoying sunsets, fishing, or hosting gatherings by the lake. This property is complemented by a huge detached garage, half of the garage has recently been converted into a guest suite to make for an extra 5th bedroom and 3rd bathroom, walk in shower, brand new LVP flooring installed, offering excellent potential for rental income, guest accommodations, or an in-law setup to include a new mini-split A/C unit, garage electrical and plumbing ready to go- with materials left behind to help complete the project. Inside the main 4 bed, 2 bath, move in ready home- there are two spacious great rooms/living rooms, one with an electric fireplace, the other used as a living room/dining room combo. The large kitchen has plenty counter space with a breakfast bar and gas stove. One of the bedrooms is super-sized with a private entrance and separate from the other three bedrooms. Large indoor laundry room has built in storage and private entrance. Additional outdoor features include a concrete patio with an outdoor kitchen/grill/sink, plus electrical hookup for a jacuzzi, plus RV hookup, private fence with gate on both sides and chain link fence along the back with a gate leading out to the dock. Swing set, paddle boat and table by the dock included! In the front of the home there is plenty of parking space in addition to the wrap around paved driveway. 2 wells on property, main well tank replaced 2025. Water Softener included. Septic was pumped 1 year ago. No HOA and No Flood Insurance Required, home is flood zone X, zone AE is toward lake side of property.
Source: STELLAR #TB8436601
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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