2185 Ambleside Dr Colorado Springs, CO 80915
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About this home
This charming 3-bedroom, 2-bath ranch home is the perfect fit for first-time buyers or farmed forces families looking for comfort, convenience, and affordability. Ideally located just minutes from Fort Carson, Peterson Space Force Base, and Schriever Space Force Base, this move-in ready home offers easy access to major military installations, shopping, dining, and top-rated District 49 schools. Step inside to find a bright, open floor plan with stylish luxury vinyl plank flooring, a spacious living area, and an inviting kitchen that flows seamlessly into the dining space. Recent updates, including a new water heater, provide peace of mind and efficiency. Enjoy Colorado’s sunshine in your large fenced backyard with mature trees—perfect for gatherings, pets, or relaxing evenings. The attached two-car garage adds convenience and extra storage space. Nestled in a quiet, established neighborhood, this home combines location, value, and low-maintenance living. Whether you’re PCSing to Colorado Springs or putting down roots, offers the ideal blend of lifestyle and location. Don’t miss your chance—schedule your showing today and make this Colorado Springs gem your new home!
Source: PPMLS #1965705
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.