219 Cypress Plantation Rd Moncks Corner, SC 29461
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About this home
5K in FLEX $ with acceptable offer. Welcome to this stunning, like-new corner lot home built in 2022, nestled in the prestigious community of Strawberry Station that embodies the perfect blend of modern amenities and spacious living. This quaint community allows for boat and RV parking on the property and unparalleled comfort and convenience. Upon entering, you are greeted by an inviting open floor plan featuring an expansive living room, flooded with natural light, bringing energy to the heart of the home, while offering a welcoming space for relaxation and entertainment. The ever-desired mother-in-law suite is on the main level, providing both versatility and privacy for multigenerational living. At the front of the home you'll find an open flex space perfect for an office,dining room, second living area or playroom. The main level boasts beautiful light-colored and coastal inspired LVP flooring throughout, allowing for easy maintenance and a seamless flow throughout the home. The main living room is open to informal dining space that adjoins to the gourmet kitchen. The kitchen features luxurious cream-colored upgraded cabinets, slate gray quartz countertops, an oversized island and classic stainless appliances. Plentiful windows and a sliding glass door provide unobstructed views of the backyard, creating a natural backdrop and perfect space for entertaining or everyday dining and gatherings. Upstairs, you'll find three additional well-appointed bedrooms and a spacious shared bathroom with dual vanity, ideal for accommodating family or guests. The luxurious owner's suite is a sanctuary of comfort, featuring a generous walk-in closet, a spa-like ensuite with a dual vanity, and an upgraded tiled shower for a touch of elegance. Adding versatility to the upper level, there is a loft area perfect for relaxation or entertainment and a full-sized laundry room for added convenience. Step outside to the expansive clean slate of a backyard, fully fenced for privacy and offering a blank canvas for outdoor activities and entertaining. Enjoy the expanded patio for alfresco dining, cook-outs or simply unwinding after a long day. Centrally located, this community provides the best of both worlds - a tranquil setting for country-style living while remaining in close proximity to bustling shopping centers, schools, military bases, historic landmarks, Lake Moultrie, and a short drive to Downtown Charleston, beaches, airports, and other major attractions. Don't miss the opportunity to make this remarkable property your new home!
Source: CTAR #25019604
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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