219 Marion Oaks Ln Ocala, FL 34473
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About this home
**MOTIVATED SELLER**1 YEAR HOME WARRANTY**BUYER INCENTIVES** Welcome to 219 Marion Oaks Ln in beautiful Ocala, FL! This beautifully updated 3-bedroom, 2-bathroom home is full of charm, functionality, and modern touches. Featuring a desirable split floor plan and a bright, open-concept living area, it’s the perfect layout for both everyday living and entertaining. Step inside to discover brand new vinyl plank flooring throughout, fresh interior and exterior paint, and new lighting and ceiling fixtures in every room. The updated kitchen is a true showstopper with new cabinets, authentic shiplap, butcher block countertops, live edge wood shelving, and crown molding for a high-end touch. Just off the kitchen, you'll find a designated storage area or pantry space to suit your needs. The adjacent dining area features a custom Butler’s Pantry with more authentic shiplap, butcher block counters, and additional live edge shelving, ideal for serving or displaying your favorite items. Crown molding continues in this space, elevating the overall aesthetic. The spacious living room flows effortlessly into the dining and kitchen areas, and opens up to a bonus/flex room that offers endless potential. This room boasts a wainscoted ceiling, crown molding, a built-in coffee bar with storage cabinets, under-cabinet lighting, and a Carrara marble backsplash—a luxurious finishing touch. It also includes a mounted 75” TV, making it perfect for movie nights or a cozy retreat. An additional attached office or bonus room offers even more flexibility for working from home, hobbies, or a playroom. The primary bedroom is a private retreat featuring a huge walk-in closet with its own wainscoted ceiling, crown molding, and a washer/dryer for ultimate convenience. Additional highlights include: 2021 roof A/C system fully serviced and ductwork cleaned/inspected on May 9th Front and back patios for outdoor enjoyment Slab on the side of the house—perfect for RV or boat parking Located in the thriving Marion Oaks community, this move-in-ready home offers both modern upgrades and timeless character at an affordable price. Schedule your private showing today and make this beautiful Ocala home yours!
Source: STELLAR #OM702347
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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