219 Park Ave Woodstock, GA 30188
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About this home
Welcome to your beautiful and spacious split-level home. This home offers an oversized living room that has gorgeous new LVP flooring and a stone fireplace to the ceiling, perfect for entertaining. As you go to the upper level you will find three large bedrooms all with new carpet. Both bathrooms have tile flooring along with a jacuzzi tub in the master bath. Down a few steps off the main level, you will enter the spacious kitchen and breakfast area with hardwood flooring and granite countertops, stainless steel appliances including a new refrigerator and beautiful cabinets. Also included on this level is a half bath and separate laundry room as well as a huge bonus room which can be used for a myriad of purposes. Running along the back of the house is a private two-tiered deck that is accessed from the living room and kitchen. You will feel the serenity as you step out on to your deck looking out over a wooded area that is part of the Dupree Park. No HOA and a large level lot makes it even better. With your location just 2 miles from downtown Woodstock and all that it has to offer including the Amphitheater and great restaurants, shops and nightlife you will love your new home. Minutes to 575 and Hwy 92/Arnold Mill, also close to Roswell, Milton, Cobb and Canton.
Source: GAMLS #10535258
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.