2190 Hemlock Bay Rd Dumfries, VA 22026
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About this home
🏡 Modern Four-Level Townhome in Potomac Shores! Welcome to Potomac Shores, one of Prince William County’s premier waterfront communities. This Strauss model townhome offers four levels of modern luxury and functionality, featuring 4 bedrooms, 3 full baths, and 2 half baths in a like-new condition. The main level showcases a gourmet kitchen with an expansive center island, stainless steel appliances, modern hardware, and an added butler’s alcove, the perfect setup for entertaining or everyday living. Step outside onto the Trex balcony off the kitchen and enjoy your morning coffee or a relaxing evening breeze. Throughout the home, you’ll find oak staircases with open bannisters, LVP flooring, and an inviting electric fireplace with a custom-built hearth, adding warmth and style to the main living space. The lower level offers a flexible rec room or home office, plus a mechanical room and additional storage room to keep everything organized. Upstairs, the oversized primary suite boasts a walk-in closet, dual-vanity bath, garden bathtub and plenty of natural light. The bedroom-level laundry room includes washer and dryer, a wash sink, and added cabinetry/shelving for storage convenience. The fourth-floor loft suite features a bedroom, full bath, and rooftop terrace with an electric SunSetter awning—perfect for hosting friends or enjoying a quiet night under the stars. Additional highlights include Nest smart thermostats, dual-zone HVAC, rear-entry two-car garage, ample closet space throughout, and a front entrance opening to a beautifully landscaped, park-like common area. Residents enjoy unmatched amenities: a fitness center, two outdoor pools, community garden, Jack Nicklaus Signature golf course, scenic walking trails, and a local high-end restaurant. The HOA covers high-speed internet, making work and streaming effortless. With quick access to I-95, Quantico, and the future VRE station, this home offers the perfect blend of luxury, convenience, and community living. Schedule your private showing today and experience the Potomac Shores lifestyle firsthand!
Source: BRIGHT #VAPW2105562
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.