2194 Ranch Loop Dr New Braunfels, TX 78132
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About this home
**SELLER IS OFFERING $10,000 CONCESSIONS TO BUYER FOR CLOSING COSTS!** Located in the sought-after gated community of **Havenwood at Hunters Crossing**, this impressive 2-story residence offers the perfect blend of space, function, and luxury with over 4,700 sq ft of well-designed living space on a 1 acre, corner lot that backs to a greenspace. Featuring 7 spacious bedrooms and 5 full bathrooms, this home is ideal for multi-generational living or those who simply enjoy extra space. Two bedrooms are conveniently located on the main floor, complete with ADA friendly features for ease and comfort. All rooms are hardwired with Cat 6 connections and a main hub switch to provide seamless connections for TVs, computers and gaming systems. The heart of the home is designed for both everyday living and entertaining - with a chef's delight double island kitchen, complete with double convection ovens and a hybrid gas and induction cooktop, a commercial-grade outdoor kitchen that's plumbed for a hot tub, and an outdoor storage building perfect for a workshop, extra vehicles, height that can accommodate a car lift, storage of lawn equipment, recreational toys, or transforming into an additional entertaining space. Additional highlights include a 4-car garage, 2- RV outlets at 30 and 50 AMPs, whole-house Generac generator plus a 500-gallon propane tank for peace of mind. Havenwood at Hunters Crossing offers its residents 2 pools, a park/playground and various sport courts/fields. Located near New Braunfels attractions such as the Historic Gruene District, Schlitterbahn, Creekside shopping center and excellent medical facilities, and within an easy commute to Texas State University, Austin and San Antonio. Zoned to popular Comal ISD schools. Whether you're seeking a private retreat or a vibrant family home near the best of New Braunfels, this property checks every box. See Special Features flyer for more details. Private showings available upon request.
Source: CENTRALTEXAS #585062
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.