2194 Tilson Cir Decatur, GA 30032
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About this home
BACK ON MARKET - FULLY STAGED WITH NEW PHOTOS - SELLER EXTREMELY MOTIVATED Discover 2194 Tilson Rd, a reimagined modern sanctuary in the heart of Decatur. This beautifully updated single-level home offers the rare luxury of two full primary suites, making it perfect for multigenerational living, guests, or a roommate-friendly setup. Step inside and be welcomed by spacious bedrooms, a soft neutral palette, and thoughtfully curated finishes. The kitchen is open-concept and modern, featuring quartz countertops, custom tile, sleek cabinetry, and a large peninsula that invites conversation and connection. Bathrooms throughout the home showcase a clean, contemporary design with spa-inspired details. Enjoy the convenience of a huge dedicated laundry space, a feature rarely found, with plenty of room for storage and functionality. Outside, the property boasts an ample backyard, ideal for gatherings, gardening, or simply unwinding in your own private retreat. Life in Decatur adds another layer of appeal. Spend weekends enjoying coffee and brunch at local favorites like Folk Art or Sun in My Belly, explore indie shops and bookstores downtown, or head to East Atlanta Village for live music and craft cocktails. Parks, trails, and green spaces nearby make outdoor living just as vibrant as the home itself. With new updates, modern design, and unbeatable location, 2194 Tilson Rd is move-in ready and staged to inspire-this is where your next chapter begins.
Source: GAMLS #10570373
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.