21952 Esplendor Mission Viejo, CA 92691
Your savings
About this home
This beautifully renovated single story home sits on a quiet cul de sac in Mission Viejo and perfectly blends modern upgrades with style and functionality. Every detail has been thoughtfully designed, from energy efficient systems to designer finishes, making it a truly move in ready residence. Inside, high end waterproof hybrid laminate flooring flows seamlessly throughout, accented by modern baseboards, fresh paint, updated outlets, switches, hardware, and energy efficient LED recessed lighting. The fully remodeled gourmet kitchen showcases custom white and oak Shaker cabinetry with soft close drawers, quartz countertops with a full height backsplash and waterfall edges, ceiling height cabinets, touchless sink with pot filler, and professional grade appliances including a 36" 6 burner Thor gas range, Thor drawer microwave, Thor wine fridge, GE Profile double drawer dishwasher, Samsung refrigerator, and sleek range hood. An elegant farmhouse chandelier and updated fireplace bring warmth to the family room, while new hallway cabinetry and a high capacity washer dryer with overhead storage add convenience. The primary suite offers a spa like retreat with a walk in shower featuring oversized shampoo niches, double vanities with quartz counters, soft close cabinetry, and upgraded fixtures. All bathrooms have been fully remodeled with modern cabinets, countertops, faucets, mirrors, and low flow toilets. Each bedroom has new flooring, baseboards, paint, and lighting for a fresh, modern feel. Additional smart home features include a Nest thermostat, Ring camera doorbell, and a full PEX repipe for added peace of mind. The private backyard is fully enclosed, perfect for pets and children, and offers serene mountain views with no neighbors behind. A stylish maintenance free privacy fence with lush greenery enhances the outdoor living space. The finished two car garage has been freshly drywalled, painted, and upgraded with epoxy flooring. Residents also enjoy exclusive access to Lake Mission Viejo, featuring sandy beaches, swimming, boating, fishing, a clubhouse, and year round events. With no Mello Roos, a low HOA, and a prime location, this turnkey single story is a rare opportunity in one of Mission Viejo’s most sought after neighborhoods.
Source: CRMLS #OC25201157
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.