21992 Wilgen Rd Escondido, CA 92029
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About this home
Discover refined modern living in this newer single-story smart home, beautifully positioned on 1.5 acres of tranquil, view-filled landscape. Nestled on a serene, elevated cul-de-sac, this 2020 Lennar masterpiece features nearly $300,000 in custom landscaping, creating a true resort retreat. A stunning saltwater pool and spa anchor the outdoor oasis, while a dramatic fire pit with seating for 30 sets the stage for unforgettable entertaining. With paid solar and Tesla batteries, the home produces enough energy to run the entire property and heat the pool year-round. Elevated perfectly to capture sweeping vistas, this home delivers luxury, efficiency, and serenity in one extraordinary package. See supplement for more. Crafted for those who value privacy, luxury, and effortless indoor–outdoor living, this stunning single-story residence sits on beautifully landscaped grounds designed for true resort-style enjoyment. A custom saltwater pool and spa anchor the backyard, complemented by a dramatic fire pit with built-in seating for 30, a shaded pergola lounge, and a designer mobile outdoor kitchen for seamless al fresco dining. A gated side access with steps adds convenience and flow. Inside, soaring ceilings and natural light create an inviting, modern atmosphere. The great room features disappearing glass walls that blend into a stylish California room with fireplace, outdoor TV, and motorized shades—mirrored by automated window treatments in the living area. The chef’s kitchen impresses with high-end stainless appliances, a large quartz island, custom cabinetry, and both butler’s and walk-in pantries. The dining area frames picturesque views through floor-to-ceiling windows. Four ensuite bedrooms plus a flexible bonus room offer space for an office, studio, gym, or media room. The primary suite includes elegant molding, a spa-like bath with freestanding tub, dual vanities, a frameless shower, and a generous walk-in closet. California Closet built-ins enhance the primary suite, living room, and garage. Smart-home upgrades include voice-controlled thermostat, tankless water heater, Ring doorbell, paid solar (also heating the pool), Tesla batteries, EV pre-wire, generator, self-cleaning pool robots, LED lighting, dual A/C zones, alarm system, fire sprinklers, low-energy windows, and ceiling fans in all rooms. Yard is pre-wired for additional gas/electric and includes a turf pet area. The solar/battery system produces enough energy to power the home, heat the pool, and generate credits year-round. Harmony Grove Village amenities include a resort pool, spa, clubhouse, grilling areas, multiple parks, dog park, and over two miles of scenic trails for hiking, biking, and horseback riding.
Source: CRMLS #250044172SD
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.