$270,000

22 Melrose Rd Greenville, SC 29605

$1,347/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Welcome to 22 Melrose Rd, a home that’s been lovingly updated so you can move right in and start enjoying Greenville living from day one. From the moment you step inside, you’ll feel the warmth and care that’s gone into this property. The layout is open and functional, with 4 comfortable bedrooms and 2.5 baths. The main level features a cozy living room with a gas fireplace, a bright, inviting kitchen, and a formal dining room ideal for family dinners or gatherings with friends. You will appreciate the major updates that have already been completed for you. A new HVAC system was installed This YEAR 2025, keeping the home perfectly comfortable, and a new water heater was added in July 2025, offering efficiency and peace of mind. Even the ROOF is newer from 2023! The kitchen includes a new microwave, and the home features updated ceiling fans. The outdoors is just amazing, like the indoors, with a flat, large backyard and a newly built deck completed in May 2025, Ideal for morning coffee, grilling, or relaxing after a long day. WITH NO HOA and just minutes from downtown Greenville, you’re close to restaurants, parks, shops, and entertainment. Even better, the home is within walking distance of the Michelin Distribution Center. 22 Melrose Rd is the kind of home that simply feels right the moment you walk in. Schedule your showing today!

4 bedroom
2.5 bathroom
2,050 sqft
8,276.4 sqft
Single Family
Built in 2009
2 car garage
Fireplace

Source: GREENVILLESC #1575104


Open house
Nov 22 • 2PM - 4PM

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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 19, 2025 12:49 am
Listing agent: Talia Gila (706) 312-4687
Listing provided courtesy of: REAL GVL/REAL BROKER, LLC (864) 214-1811
Details provided by GREENVILLESC and may not match the public record.
MLS ID: #1575104
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange of the Greater Greenville Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Greater Greenville Association of REALTORS®. All Rights Reserved.
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