220 Clairhill Ct Simpsonville, SC 29680
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About this home
**OPEN HOUSE SUNDAY 10/26 2-4** ‘Tis the Season to Find Your Next HOME! This spacious 4-bedroom, 3-bath beauty offers over 2,700 sq. ft. of comfortable living with a highly desirable layout. Enjoy main-level living with the primary suite and a second bedroom with full bath—ideal for guests or multigenerational needs. Step inside to soaring ceilings and stunning floor-to-ceiling windows that flood the home with natural light. The open-concept design features a chef’s kitchen with granite countertops, abundant cabinetry, and updated appliances. Hardwood floors flow through the main living areas, leading to a great room with a cozy fireplace—perfect for entertaining. The formal dining room and breakfast area provide flexible spaces for everyday living. Upstairs offers two additional bedrooms, a full bath, and a spacious bonus/media room with a large closet—great for storage or a potential 5th bedroom. Relax outdoors on your private covered porch overlooking the fenced backyard. A welcoming front porch and true two-car garage complete the package. Located in one of Simpsonville’s most sought-after neighborhoods, Verdmont offers wonderful amenities including a community pool, playground, and green spaces—all minutes from shopping, dining, and medical facilities. Convenient to downtown Simpsonville, Fountain Inn, and Greenville. Recent updates: 2025 roof, A/C unit (second level), microwave, smoke alarms, carpet, and garage doors; 2024 range; 2023 dishwasher and disposal! Move right in and celebrate the holidays in style!
Source: GREENVILLESC #1572917
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.