220 Fox Den Cir Jasper, GA 30143
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About this home
Modern Mountain Retreat | 2 Bed, 2 Bath | Fully Renovated Luxury Living. Welcome to your dream mountain getaway in the coveted Bent Tree community—an exquisitely updated 2-bedroom, 2-bathroom retreat offering the perfect blend of modern luxury and tranquil natural beauty. Nestled on a private lot with stunning mountain views and seasonal access to a community beach, this home is a rare find. Step inside to discover a spacious, open-concept layout all on one level, thoughtfully designed for comfort and style. Extensive upgrades throughout the home include top-to-bottom renovations of both the kitchen and bathrooms. The chef’s kitchen features sleek modern finishes, high-end stainless steel appliances, and ample counter space with waterfall quartz countertops, while the bathrooms boast spa-inspired design and contemporary fixtures. Enjoy the changing seasons from the expansive wrap-around porch or relax year-round in the cozy screened-in porch and sunroom—ideal spaces for morning coffee, unwinding, or taking in the extensive wildlife. Each room feels generously sized for the home’s footprint, closet space included. Whether you’re entertaining guests or soaking in the peaceful mountain ambiance, this property offers a refined yet relaxed lifestyle—perfect as a full-time residence or serene vacation retreat. Bent Tree encompasses 3500 acres and features 24/7 security, a 110-Acre private, stocked lake perfect for fishing and kayaking, an 18-Hole Joe Lee designed golf course, tennis and pickleball courts (both inside and outside), two pools, a beach area, hiking trails, water falls, its own fire department and water system, a dog park, bocce ball court, basketball court, horseshoe court, playground, boat storage, boat launch area, clubhouse, restaurant, waterfalls and hiking trails.
Source: FMLS #7623883
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.