220 Jessie Cir Hubert, NC 28539
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About this home
Welcome to this inviting end unit townhome located within a gated community that offers comfort, convenience, and amenities. You'll also have peace of mind, knowing that the roof was replaced in 2018 and a new HVAC system with UV light was installed in 2025. When you enter, you're greeted by a spacious living room with an impressive vaulted ceiling. This thoughtful floor plan includes a primary bedroom on the first floor, providing ease of access. At the back of the home, you'll find the kitchen and dining space, with a bar top and enough room to fit a large table, perfect for entertaining guests. The main level features low maintenance LVP flooring throughout, enhancing both style and durability. Upstairs are two additional bedrooms that share a Jack and Jill bathroom. All three bedrooms include walk-in closets, offering valuable storage space throughout the home. Outdoors, the property includes a fenced yard with an open patio, providing a pleasant area to enjoy fresh air and a little sunshine. The community offers additional benefits such as gated entry, a pool, lawn care (not including flower beds and fenced areas) and a designated area for the storage of boats and recreational items, adding convenience and lifestyle options for residents. This home is an opportunity to enjoy low-maintenance living in a community setting with amenities designed for security, comfort and leisure. All of this and it's located less than 4 miles from the Hwy 172 Gate to Camp Lejeune and less than 7 miles from downtown Swansboro. Schedule a time to tour this home today!
Source: NORTHCAROLINAREGIONAL #100541602
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.