220 Terra Vista St Brighton, CO 80601
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About this home
FULLY RENOVATED/UPDATED gorgeous, 4 bedroom/3 bath home in highly sought after Pheasant Run community. Walk into your NEW home! This East/West facing property features a 3-car garage, stone accents, and a cozy front porch that beckons you to sit back and relax. Discover an airy living room and the large great room graced with abundant natural light and an exterior door and huge walk in closet. Tall vaulted ceilings, ceiling fans, a blend of NEW Real wood floors & NEW carpet flooring, stylish NEW light fixtures, and neutral palette all combine to create a warm and inviting ambiance. The kitchen is the cook's delight, equipped with a convenient pantry, NEW stainless steel appliances, white cabinets, NEW subway tile backsplash, granite counters, and a dining area with French doors that open to the backyard, for seamless indoor-outdoor living. Check out the large primary bedroom, offering a private bathroom with two NEW vessel sinks. One Jack & Jill bathroom! As a bonus, a washer and dryer are included in the upper level close to the bedrooms. This home is located in the 27-J School District with easy access to local dining & recreation, just minutes from Highway 85, Highway 7, & I-76. Don't miss your opportunity to own this incredible home, schedule your showing today!
Source: RECO #2603359
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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