2204 Briarwood Dr Bridgeport, TX 76426
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About this home
Built in 2022, this modern farmhouse with partial standing seam roof and shingles, offers 4 bedrooms, 2.5 baths, 2148 sq. ft. of open-concept living space. Features include quartz countertops in the kitchen, ceramic tile flooring throughout the main living areas, electric cooktop with pot-filler, large walk-in pantry, and a built-in glass encased butler's pantry with wine refrigerator. The oversized primary suite overlooks the backyard pool and double sink vanity with granite countertop, includes a spacious walk-in shower. Upstairs offers a built-in game room, abundant storage, and spray foam insulation for energy efficiency. The backyard with above ground pool is perfect for entertaining or relaxing after a long day of work. Parking for your recreational vehicle is allowed and the subdivision has no HOA. Situated on just over a quarter acre. with open pasture views behind the property, this home is minutes from downtown Bridgeport where nightlife and community all come together, close to Bridgeport Lake, and convenient to Hwy 114 toward Fort Worth & Dallas or Hwy 380 to Denton & Plano. There won't be another home on the market like it, so schedule your showing today so you can get your VIP walk-thru to the property of your dreams. Buyer and buyers agent to verify all information including but not limited to square footage, room dimensions, lot size, schools and restrictions. Survey available
Source: NTREIS #21061893
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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