2204 Chippewa Hls Gunter, TX 75058
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About this home
Discover luxury and comfort in this stunning, nearly new 4,300 sq ft white brick residence nestled within the highly sought-after Bridges Golf Course Community. This magnificent home features a highly functional floor plan with 5 bedrooms and 4.5 bathrooms, including the convenience of two bedrooms plus a dedicated office downstairs. Step inside to find rich wood floors and plantation shutters throughout, creating an atmosphere of timeless elegance. The heart of the home is the open-concept living space, featuring a soaring, two-story family room with a cozy fireplace, which flows seamlessly into the gourmet kitchen. This chef's dream boasts gleaming quartz countertops, a large center island, an apron sink, and state-of-the-art convection ovens, complete with a generous breakfast bar for casual dining. The adjacent Primary Retreat is a true sanctuary, offering a spacious sitting area perfect for unwinding, complemented by a luxurious en-suite with a separate tub and shower, and his-and-her walk-in closets. Outdoor living is a breeze with an oversized covered porch, featuring a built-in BBQ and an inviting outdoor fireplace, ideal for enjoying crisp evenings. Practical amenities include a 3-car insulated garage. The upper level is dedicated to entertainment and privacy, offering a spacious loft or game room and a dedicated media room, along with three additional generous bedrooms, each featuring walk-in closets and private or shared baths. Beyond the walls of this beautiful home, you gain access to The Bridges' unparalleled resort-style amenities, including the championship Golf Course, sparkling swimming pool, tennis courts, well-equipped gym, and an exclusive clubhouse with a restaurant. This property offers a perfect blend of sophisticated living and a vibrant community lifestyle.
Source: NTREIS #21104992
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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