2204 Ledgestone Dr Killeen, TX 76549
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About this home
Welcome home to this charming 3-bedroom, 2-bathroom property featuring 1,782 sq. ft. of comfortable living space and a bright, versatile sunroom perfect for relaxing or entertaining. As you walk in, you are greeted by a spacious living room that serves as the heart of the home, ideal for gatherings and making lasting memories. The kitchen is cozy and functional, conveniently located next to the laundry room and garage for easy access. The bedrooms are thoughtfully arranged with two guest bedrooms sharing a full bathroom in the middle, while the primary suite is located on the same wing but separated by the living area for added privacy. The sunroom offers endless possibilities, whether you envision it as a home office, playroom, or creative space. Additional highlights include a brand-new roof installed in July 2025, providing peace of mind and long-term value. Step outside and enjoy a large backyard with plenty of room for outdoor fun, along with a shed or additional dwelling equipped with electricity, perfect for a home business, studio, or workshop. This property is just 10 minutes from FT. HOOD and within a 3-mile radius of supermarkets, gas stations, restaurants, fast food, and medical facilities. Everything you need is close by!
Source: CENTRALTEXAS #595986
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.