2206 Davit Ct Bowie, MD 20721
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About this home
**Come Home to one of the best locations in Prince George’s County.** This home has been model home maintained and now ready for you to make it your Own. The moment you arrive to this tucked away gem, you are greeted by a pleasant landscape. Pulling into the driveway, choose one of three garages to store your vehicle. Step into this home and arrive in the foyer perfect for greeting guest. Move the conversation into the living room and feel the sense of luxury as you walk across the Italian Porcelain tiled floors. These floors are also installed in the Office and Dinning Room for a sense of balanced luxury. Explore the main level and imagine using the Sun Room, Office, Great Room, or Morning/Breakfast Room to relax or entertain guest. The Gourmet Kitchen is designed to enjoy cooking and conversation, with its open concept and eat-in area. The main level also has two separate stair cases to access the second floor. No need to take laundry to the basement, this home has a laundry room on the main level directly across from the secondary staircase. Two bedrooms are equipped with a Jack and Jill Bathroom. The third Bedroom has a dedicated bathroom all to itself. The owner's suite provides a sitting room with a fireplace, his and her walk in closets, and a bathroom with dual sinks, a soaking tub, standing shower, and water closet. The finished basement includes a bar/beverage area, multi-purpose space, Den to kick your feet up, and a Theatre room for Movie night. Ready to relax outside? Step out to a fenced oasis of opportunity. Soak in the Hot Tub, sit around the fire pit, hang out on the Hammock, or just have a seat under the Awning and enjoy the deck view. At the beginning of spring and as the final leaves fall in the fall, you have a beautiful view of the pond bordering the neighborhood. Why take a vacation when you can live in one. Come see for yourself.
Source: BRIGHT #MDPG2159848
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.