22077 Oatlands Rd Aldie, VA 20105
Your savings
About this home
Minutes from Middleburg, set on 25 acres, this immaculate private country estate is a rare offering with stunning views, an impressive brick Colonial home, and quick access to commuter routes--just 30 minutes to Dulles Airport and 15 minutes to Leesburg. Perfectly sited to optimize views, the stately brick Colonial offers 9,900 sq ft of finished living space across three levels. A flowing floor plan includes five ensuite bedrooms, a spacious primary suite, formal and informal living areas, and oversized windows that frame the surrounding countryside and distant vistas. Enter the grand two-story foyer with a sweeping staircase. The formal living room is to the right, with the dining room opposite. Toward the rear, a relaxed family room with a wood-burning fireplace opens to a stunning room wrapped in windows with premium views—ideal for morning coffee or evening cocktails. A large office makes working from home a pleasure, but the pool views may encourage an impromptu workday dip. Host and Chef alike will appreciate the grand, functional and inviting kitchen, recently updated with a new Viking refrigerator and custom walk-in pantry with butcher-block counters. A Viking range, oversized island, bar seating, and granite countertops complete the space. Upstairs, the primary suite features new carpet and paint, a sitting room, spacious bath, and an envy-inducing custom closet. Three additional ensuite bedrooms offer privacy and comfort for all. Wired and equipped for entertaining, the integrated whole-house sound system lets music flow seamlessly throughout. Movie nights shine in the home theatre, outfitted with an Epson Home Cinema 5050UB projector and premium Marantz and Martin Logan surround sound. The lower level also includes a home gym, a fifth ensuite bedroom and flexible living space with a gas fireplace—ideal for a rec room, guest quarters, or an in-law/au pair suite. Outside, a newly renovated vanishing-edge pool invites relaxation, while open fields offer endless possibilities—gardens, hunting, or future equestrian facilities. A detached four-bay garage provides space for tractors, 4-wheelers, tools, equipment, and gear. An extensive custom surveillance system, whole-house generator, and hand-pump backup well ensure peace of mind and self-sufficiency. When life demands convenience but your lifestyle craves space and serenity, this extraordinary property delivers the best of both worlds.
Source: BRIGHT #VALO2101470
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.