2208 Pilar Pl The Villages, FL 32162
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About this home
PRIVACY, BEAUTY, GORGEOUS SUNSETS & EASY LIVING in this Upgraded BONITA Courtyard Villa barely begin to describe this exceptional 3-bedroom, 2-bath home with a large 345 sq. ft. GLASS-ENCLOSED LANAI! Located with no homes behind and a PEEK-A-BOO VIEW of the Kenya Championship Golf Course, this villa offers a serene and private setting you’ll fall in love with. All the UPGRADES are already done—simply move right in and start enjoying: >>QUARTZ countertops (kitchen & baths) >>LAMINATE & TILE flooring (no carpet!) >>STAINLESS STEEL appliances >>CROWN moulding highlighting VAULTED knockdown ceilings. Step inside and your eyes will be drawn to the stunning GLASS-ENCLOSED LANAI featuring FULL-LENGTH Dual-paned windows—perfect for year-round enjoyment. The wrap-around patio offers lush tropical landscaping, complete privacy, and no grass to mow for truly easy living! The kitchen is a chef’s delight with ample counter space, Maple cabinets with Pull-out shelves, a large breakfast bar, and pendant plus over-cabinet accent lighting. The open-concept living and dining areas provide flexible furniture arrangements and flow effortlessly through French doors to the lanai. There’s also a convenient slider off the dining area for easy grilling access. The primary suite boasts a walk-in closet and en-suite bath with an updated rectangular sink, and a step-in shower. Guests will enjoy their own private suite with a full tub/shower combo, while the third bedroom is perfect for an office, craft room, or additional guest space. Additional features include: >>Inside laundry room with washer, dryer, utility tub & extra cabinetry >>NEW ROOF (2024) >>Water Heater (2018) >>Epoxy-coated garage floor, insulated garage door & keyless entry >>Pull-out shelves in baths, motion & timed exterior lighting, and more! Tax line reflects property taxes only. CDD Line reflects the combination of annual maintenance, fire district, and bond assessment. Bond Balance: $6,874.64. Don’t miss the video tour to truly appreciate all this home has to offer. So… what are you waiting for? If not now—when?
Source: STELLAR #G5103401
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.