2211 Park Ave Newport, NC 28570
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About this home
Welcome to this beautifully updated 3-bedroom, 2-bath brick home that blends timeless charm with modern upgrades - perfectly situated in the heart of Newport. From the moment you enter onto the inviting covered front porch, you'll feel right at home. Inside, hardwood floors lead you into a spacious living room centered around a cozy gas fireplace ideal for quiet evenings or gathering with friends. The stylish, renovated kitchen features new cabinetry, butcher block countertops, LVP flooring, and stainless-steel appliances, flowing effortlessly into the dining area. Just outside is the back patio where you can enjoy an expansive backyard made for entertaining, relaxing, or weekend barbecues. The primary bedroom offers a private retreat with its own ensuite bath and direct access to a new wood deck, perfect for your morning coffee or unwinding at sunset. Two additional bedrooms and a full bath provide flexibility for guests or a home office. Need space for hobbies, tools, or extra storage? The detached 871-square-foot two-car garage is heated and cooled, making it a dream workshop or bonus space for outdoor gear, vehicles, or creative pursuits. (Note: small storage shed does not convey). Located just minutes from Cherry Point and only a short drive to the Crystal Coast's beautiful beaches, this home offers the best of both convenience and coastal living. Enjoy Newport's small-town charm, friendly community, local dining, and nearby parks, all while being close to top schools and everyday essentials. Whether you're starting out, settling down, or looking for a fresh start near the coast, this Newport gem checks all the boxes.
Source: NORTHCAROLINAREGIONAL #100528588
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.