2213 De Mille Rd Paradise, CA 95969
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About this home
Skip the extra costs and waiting—this home already has everything done for you! Built in 2022 and beautifully maintained, 2213 De Mille Road offers the perfect balance of modern design, comfort, and true move-in-ready convenience. This 3-bedroom, 2-bath home spans nearly 2,000 sq. ft. and features a functional split floor plan designed for today’s lifestyle. From the moment you arrive, you’ll notice the inviting curb appeal, landscaped yard, and quiet neighborhood setting. Inside, tall 9-foot ceilings and a bright open-concept layout create a welcoming feel throughout. The spacious living room centers around a cozy electric fireplace and flows seamlessly into the stylish kitchen, complete with black stainless Samsung appliances, modern cabinetry, and abundant counter space. Unlike most new builds, this home includes the nearly new refrigerator, washer, and dryer—saving you thousands before you even unpack. The private primary suite offers a peaceful retreat with a dual-sink vanity, large walk-in shower, soaking tub beneath a sunny picture window, and a generous walk-in closet. Two additional bedrooms and a full bath are positioned on the opposite side of the home for ideal privacy and flexibility. Step outside to enjoy the fully fenced backyard, already landscaped with lawn, raised garden beds, and multiple fruit trees (pear, lemon, orange, and quince). There’s also gated RV parking and a 12x10 shed with power, perfect for storage, hobbies, or a workshop. Even better—this home already has custom blinds on every window, providing instant privacy and savings you won’t get in a new construction home. Every upgrade is complete: fencing, landscaping, irrigation, appliances, and window coverings—all ready from day one. Located just minutes from Lime Saddle Marina and an easy drive to Chico or Oroville, this home combines modern comfort with an established neighborhood feel. 2213 De Mille Road—the better-than-new option where thoughtful upgrades, everyday convenience, and move-in-ready living come together beautifully.
Source: CRMLS #SN25131492
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.