2213 Gazebo Ct North Myrtle Beach, SC 29582
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About this home
Welcome home to this gem located in the Willow Springs community in Cherry Grove, North Myrtle Beach! As soon as you enter through the foyer you'll appreciate every detail this home has to offer. The living area features vaulted ceilings and a fireplace. The kitchen is equipped with stainless steel appliances, all white cabinets, granite countertops, a brand new dishwasher, and a pantry. It has an attached dining area that overlooks the screened porch which is sure to be one of your favorite places in this home. The screened porch is connected to a large deck that has a serene view of the pond. A new sea wall was installed this year! It's the perfect place for entertaining guests and grilling out. You can also view the pond from the spectacular primary suite located on the first floor. It features tray ceilings, a double sink vanity, a jetted tub, and a walk-in shower. From the windows you can see the pond and it allows for lots of natural lighting! Upstairs you'll find two additional bedrooms and a full bath. You're sure to appreciate all of the details in this home including the central vacuum system! This home is being sold furnished with some exceptions. A brand new water heater was just installed! The home is located in the North Myrtle Beach school district. Close to everything you could need including: shopping, dining, entertainment, and just a short golf cart ride to the BEACH! Seller is a licensed real estate agent in South Carolina.
Source: MYRTLEBEACH #2509295
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.