2213 Providence Way Nevada, TX 75173
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About this home
NO HOA! ASK ABOUT 2.375% ASSUMABLE VA LOAN OPTION. Welcome to your dream home in the charming town of Nevada Texas where small town living meets modern convenience. This stunning modern farmhouse design is set on a 1+ acre homesite in Community ISD WITH NO HOA! 3 spacious bedrooms each w its own ensuite bathroom. A total of 3 & a half baths this home is built for comfort & functionality. Step inside & be greeted by an open living, kitchen, & casual dining layout making entertaining easy. The modern kitchen features granite, stainless steel appliances, & a 5 burner gas cooktop. A large island provides prep space & seating while the open concept allows easy flow into the living areas. LVP flooring extends throughout creating a stylish, durable & low maintenance lifestyle. The primary suite is your private retreat with a spa inspired bathroom including dual sink vanity, an oversized walk in closet, a garden soaking tub, & a large walk in shower. 2 additional bedrooms each with ensuite bathrooms & walk in closets ensure comfort & convenience. A large office provides the perfect setting for remote work or study. 2 living areas offer plenty of room for relaxation & game nights. Step outside to country living at its finest. The large covered patio is ideal for morning coffee or evening gatherings overlooking a tree lined lot where sunsets paint the sky. The property includes chicken coops for those who want to enjoy farm fresh eggs & a homestead lifestyle. Views of mature trees & plenty of space make this property perfect for outdoor fun or quiet evenings under the Texas stars. With 100% PAID OFF solar panels you’ll enjoy energy efficiency & savings. Every detail from the open layout to the farmhouse finishes have been designed to combine style & modern comfort. If you’ve been looking for a home that offers acreage, privacy, style, & sustainable living this home delivers. Schedule your tour today!
Source: NTREIS #21037897
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.