2216 Eagle Bluff Dr Valrico, FL 33596
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About this home
Gorgeous golf course view!! Imagine relaxing by your sparkling blue pool with no backyard neighbors and a beautiful view! This is the true Florida lifestyle you’ve been looking for. This beautifully maintained home features 4 bedrooms, 3 bathrooms, a dedicated office, and 3 car garage. A new roof was installed in April 2025, offering peace of mind for years to come. The front of the house boasts a grand double door entry and a ring doorbell system for security. Step inside to a bright and open layout with volume ceilings, abundant natural light, and a spacious floor plan designed for both entertaining and everyday living. At the front of the home, you’re greeted by the formal living and dining rooms, alongside a private home office enclosed by double French doors. The heart of the home is the gourmet kitchen, featuring granite countertops, beautiful cherry wood cabinetry, stainless steel appliances, a breakfast bar, and a cozy eating nook. The kitchen overlooks an inviting family room complete with a fireplace, wine fridge, and direct access to the pool through one of three oversized sliding doors that seamlessly connect indoor and outdoor living. The three-way split floor plan ensures privacy for all bedrooms. The primary suite offers a peaceful retreat with private slider access to the pool, a walk-in closet, and a luxurious ensuite bath with granite dual vanities, a garden tub, tiled walk-in shower, and private water closet. Bedrooms 2 and 3 share a full bath, while bedroom 4 makes the ideal guest suite with an adjacent pool bath for added convenience. Step outside to your own tropical oasis! Enjoy the screen enclosed lanai, sparkling swimming pool and spa, and serene views of the golf course, perfect for relaxing or entertaining year-round. Don’t miss this opportunity to own a piece of paradise in a charming golf course community close to top-rated schools, shopping, dining, and commuter routes. This home truly has it all!
Source: STELLAR #TB8390854
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.