2216 NE 3rd Ave Cape Coral, FL 33909
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About this home
Solar panels paid in full with acceptable offer! Welcome to your sunny slice of paradise in Northeast Cape Coral! This 3-bedroom, 2-bath home with a 2-car garage is packed with upgrades and personality – perfect for anyone craving comfort, space, and low-maintenance living. Inside, you’ll love the no carpet floors (easy to clean, pet-friendly, and great for Florida living!) and a smart layout that gives everyone room to relax. The screened front porch adds a welcoming touch, while the spacious lanai is your go-to spot for morning coffee or evening hangouts. Step outside into your fully fenced backyard – perfect for kids, pets, or your weekend BBQs. Love to unwind? There’s a swim spa available for sale separately, offering the ultimate at-home relaxation or fitness zone. And thanks to solar panels, you’ll enjoy energy savings while keeping your home cool and eco-friendly. Families will love the location near Diplomat Elementary, Diplomat Middle, and Mariner High School, plus it’s just minutes to shopping, dining, and major routes like Del Prado Blvd and US-41. Whether you’re settling down or starting fresh, this home is ready to welcome you with sunshine, space, and serious good vibes. Come see what Cape Coral living is all about!
Source: FORTMYERS #225044734
Loan details
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.