2216 Winter Sunday Way Arlington, TX 76012
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About this home
VA ASSUMABLE LOAN! 3.575% interest rate! BACK ON THE MARKET! BUYERS CHANGED THEIR MOVING PLANS, IT WAS NOT DUE TO THE HOUSE! Welcome to a home that blends comfort, style & functionality in every detail. With six doors opening to two private patio spaces, this property makes it easy to enjoy seamless indoor-outdoor living. Step inside to find a warm & inviting layout designed for both relaxation & entertaining. The family room impresses with vaulted ceilings, a wood-burning fireplace & wet bar—perfect for gatherings. The front living room with built-in shelving adds charm & versatility, while the formal dining area provides plenty of space for memorable meals. The kitchen is thoughtfully appointed with quartz countertops, stainless steel appliances, deep sink, modern finishes & a connected breakfast nook. Tile flooring in the kitchen, entry & breakfast area combines beautifully with LVP throughout the main living spaces, while the primary suite enjoys cozy carpet underfoot. The primary retreat offers a spacious 16x14 bedroom with dual closets, ceiling fan, patio access & an en-suite bath featuring a garden tub, separate shower, dual vanities & dedicated vanity space. Two additional bedrooms also feature patio access, with a full hall bath designed for convenience. Additional highlights include a laundry room with cabinetry, folding space & sink, plus a 23x22 rear-entry garage with 9-foot ceilings for added storage & ease of use. From its inviting living spaces to its thoughtful touches indoors & out, this home is built for everyday living with style. Additional updates have been done to the electrical panel and dryer connection, Ecobee smart thermostat. Ductwork was updated when units were replaced.
Source: NTREIS #21055424
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.