2217 Gopher Tortoise Ter Oakland, FL 34787
Your savings
About this home
Priced aggressively! Welcome to 2217 Gopher Tortoise Terrace, an exquisite townhome nestled in the heart of charming Oakland, Florida. This modern residence boasts 1,497 square feet of contemporary living space, offering a harmonious blend of style and functionality. Step inside to discover a thoughtfully designed living area, featuring elegant Luxury Vinyl Plank (LVP) flooring that flows seamlessly throughout the downstairs. The kitchen is a culinary delight with stunning white cabinets, a stylish backsplash, and gleaming granite countertops. Enjoy cooking with top-of-the-line stainless steel appliances while the adjacent laundry room adds convenience to your daily routine. Upstairs, you’ll find two inviting bedrooms, each offering plush carpet flooring for ultimate comfort. The master suite is a private retreat with a generous walk-in closet and a luxurious en-suite bathroom, complete with a walk-in shower and dual vanity. Delight in your own private outdoor escape with a charming back patio courtyard, leading directly to a convenient two-car garage. The community enhances your lifestyle with amenities such as a community pool, cabana, playground, and common outdoor spaces perfect for relaxation. Perfectly located just 5 minutes from the vibrant downtown Winter Garden and Plant Street Market, and across from the serene Oakland Nature Preserve, this home offers both tranquility and accessibility. Discover the perfect balance of modern living and natural beauty at 2217 Gopher Tortoise Terrace. Explore the potential of making this beautiful home yours.
Source: STELLAR #O6342825
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.